Keep the control.
Lose the spreadsheet maintenance.
A spreadsheet can store your numbers. Hugo is built to explain what those numbers mean across your entire financial life.
Start free One update a month The whole picture Built for clarityComplete net worth
Financial and physical assets, liabilities
Every account, asset and liability has a clear place from day one.
The model is only as complete and consistent as the system you create.
Historical calculations
FX, inflation and shrinkflation
Your historical progress stays comparable without maintaining external data.
Rates, inflation data and formulas all become another spreadsheet to-do.
Investment performance
Separate returns from contributions
Deposits and withdrawals are separated from the return your portfolio earned.
Accurate contribution-aware returns require careful formulas and clean inputs.
Monthly reflection
Drivers, progress, risks and wins
The biggest drivers, risks and wins are translated into a concise briefing.
The chart is ready, but the explanation and next question still depend on you.
Maintenance
Formulas, formatting, new metrics
New metrics and methodology improvements arrive without rebuilding your system.
Every new account, formula and broken reference becomes your responsibility.
A spreadsheet remains flexible and powerful. Hugo is for people who want that control without continuously building and auditing the system behind it.
The real cost of a spreadsheet is not the monthly input.
It is the formulas, data sources, consistency checks and interpretation required to keep the picture useful for years.
A model that stays consistent.
Every monthly close uses the same structure, currencies and methodology.
History that remains comparable.
Historical exchange rates and real-term views keep old snapshots meaningful.
Metrics without another tab.
Financial health, FIRE, performance, concentration and runway live in one system.
Your data remains portable.
Export your complete financial history to CSV whenever you want.
Your spreadsheet captured the numbers. Hugo gives them a financial story.
Keep the thoughtful monthly habit while leaving the formulas and interpretation to a system designed for it.
Try Hugo for free