Overview & financial metrics
Understand every dashboard number, its formula, required data, and limitations.
8 articlesUnderstand the Overview and net worth
Use the Overview filters and understand net worth, gross assets, liabilities, trends, real growth, and drawdown.
2 min readUnderstand the Financial Health Score
See the six inputs, exact weights, neutral fallbacks, and data-completeness disclosure behind the 0–100 score.
1 min readUnderstand Savings Rate, Total Savings Rate, and Investment Rate
Learn how actual deposits, withdrawals, debt paydown, and income produce Hugo’s three saving metrics.
1 min readUnderstand Cash Runway and Emergency Fund Score
See how cash and savings are compared with monthly expenses and mapped to an emergency-reserve score.
1 min readUnderstand Financial Independence and Years to FIRE
Learn the 25× expenses target, liquid-net-worth basis, savings pace, and return assumptions.
1 min readUnderstand Debt Score
See how debt-to-assets, debt-to-income, and balance-weighted interest cost combine into the score.
1 min readUnderstand diversification and institution concentration
Learn how Hugo measures concentration by asset class and separately by bank or broker.
1 min readUnderstand Passive Income Coverage and Investment Discipline
See which income counts as passive and how contribution consistency and large withdrawals affect discipline.
1 min read